Canadian Bail-in Regulations and Economic Fundamentals

Liquidity Metrics Well funded Bank with strong liquidity Liquidity Coverage Ratio (LCR) 。 Stable and sound management of liquidity 。 Net Stable Funding Ratio (NSFR) implementation date is January 2020 132% 128% 128% 127% 126% 125% 125% 125% 125% 124% Q1/17 Q2/17 Q3/17 Q4/17 Q1/18 Q2/18 Q3/18 Q4/18 Q1/19 Q2/19 • High Quality Liquid Assets (HQLA) 。 Efficiently managing LCR and optimizing HQLA $158 $158 $144 $140 $138 $132 $128 $127 $125 $123 Q1/17 Q2/17 Q3/17 Q4/17 Q1/18 Q2/18 Q3/18 Q4/18 Q1/19 Q2/19 Scotiabank® 36

View entire presentation