1Q 2021 Investor Presentation slide image

1Q 2021 Investor Presentation

Managing Ratings¹ in Turbulent Times Recovery in credit quality under way; corporate rating actions reveal a thoughtful and measured approach to credit Upgrades overtaking downgrades; speculative grade default rate to fall 350 Rising stars Fallen angels → Upgrades → Downgrades --Represent default rate Building heights represent the global speculative grade default rate on a trailing twelve months basis 300 6.8 Some highly exposed sectors still under pressure SECTOR % NEGATIVE OUTLOOK OR REVIEW 68 Hotel, Gaming & Leisure Transportation: Consumer Automotive 39 7% Consumer goods: Non-durable 38 Aerospace & Defense 37 6% Global - All Sectors 25 60 250 200 3.6 150 100 50 5% Represents the percentage of issuers within each sector with a negative outlook or under review for downgrade at 30 March 2021. Majority of downgrades since virus outbreak 4% within speculative grade 1,014 Speculative Grade 622 B 3.2 Approximately 3,500 3% rated corporates globally 155 196 Investment Grade Ba 191 Caa ° 109 Baa 39 2% 1 6 A Aa Aaa 1 13 8 1 9 2 6 4 2 0 1 3 0 1 2 3 1 3 0 2 3 4 0 T T MAR APR MAY JUN JUL AUG SEP OCT NOV DEC JAN FEB MAR 2020 DEC FORECAST 2021 1. COVID-19 downgrades pick up as the virus spreads around the world Non-Financial Corporates as of 1Q 2021. Moody's | Better decisions Trailing twelve month speculative-grade default rate; forecast uses Credit Transition Model>> 1% Calculated based on each issuer family since 1 March 2020; some issuer families have been downgraded more than one time over that horizon. Timely analytical response to COVID-19 16 Sector exposure to MAR Covid-19 identified 2020 07 Covid hits mostly MAY smaller, highly 24 Resurgent infections test NOV resilience 2020 leveraged companies 2020 MAR 17 Measured approach described 07 Focus shifts from liquidity OCT 2020 2020 to earnings growth and debt capacity MAR 2021 31 1 year on, recovery underway E 1Q 2021 Investor Presentation 32
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