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Q3/09 Financial Performance Overview

Scotiabank Trading Results Within One-Day VaR ($ millions) 30 4321 40 20 10 0 (10). (20) (30) (40) Scotiabank May 1, 2009 to July 31, 2009 измили Actual P&L 1 day VaR Average one-day VaR: $15.5MM in Q3/09 vs. $16.0MM in Q2/09 23 Risk Outlook Signs of Canadian & U.S. portfolios stabilizing Continuing pressure in some International portfolios • Overall pace of credit migration moderating . Provisions in line with expectations 24

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