IDFC FIRST Bank Merger and Financial Overview
Strong growth in retail deposits has reduced the dependence on wholesale
deposits and has provided greater stability to the liability side
Update on
Deposits and
Borrowings
In Rs. Crore
Legacy Long Term Bonds
Mar-21
Dec-21
Mar-22
YOY%
7,892
7,311
6,663
-16%
Legacy Infra Bonds
Refinance
Tier II Bonds
Other borrowings
Total Borrowings (A)
CASA
Term Deposits
Total Customer Deposits (B)
9,508
9,357
9,111
-4%
15,438
16,561
16,407
6%
1,500
7,618
5,749
5,701
-25%
40,456
38,978
39,382
-3%
45,896
47,859
51,170
11%
36,829
37,959
42,044
14%
82,725
85,818
93,214
13%
Certificate of Deposits (C)
5,964
6,947
12,420
108%
Money Market Borrowings (D)
5,330
11,814
13,580
155%
Borrowings + Deposits (A)+(B)+(C)+(D)
134,475
143,557
158,597
18%
CASA Ratio (%)
51.75%
51.59%
48.44%
Average CASA Ratio (Yearly)
41.50%
50.54%*
49.88%
*
For the quarter ending Dec-21
37
IDFC FIRST
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