OppFi SPAC Presentation Deck
Typical Customer Journey
OppFi offers customers a transparent pathway to building credit
without trapping them in a cycle of debt
28
●
APPLY
Customer
Applies Online
80% Mobile
Typically facing
a financial
emergency
●
·
"Turn Up"
Process
Perform diligent
search on customers'
behalf for sub-36%
APR
92% of the time no
offers of credit
returned
●
Approval &
Funding
In most cases,
instant decisions
with next day
funding
●
$
Servicing &
Repayment
Deliver Zappos-like
customer happiness
●
●
000⁰
Rebuilding
Financial
Health
Reward customers
with better pricing
over time
Offer Financial
Education through
programs such as
OppU
●
Graduate to
Mainstream
Credit
Provide pathway to
lower cost, more
mainstream products
over time, such as
Payroll Deduction
Loans and Credit
Cards
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