Enter a Better Life Financial Performance

Chola Enter a better life Profit and Loss Statement - Home Loans (Managed) murugappa Cr Growth % Particulars Q1 FY23 Q1 FY24 Q2 FY23 Q2 FY24 Growth % Q2-o-Q2 H1 FY23 H1 FY24 H1-o-H1 Disbursements 611 1,454 743 1,575 112% 1,354 3,029 124% Closing Assets - Managed 5,938 9,528 6,454 10,801 67% 6,454 10,801 67% Income 204 344 222 398 79% 426 742 74% Finance Charges 84 171 99 190 91% 183 361 97% Net Income 120 173 123 208 70% 243 381 57% Expenses 30 88 42 102 145% 72 190 163% Net Credit Losses 5 -2 7 10 41% 13 9 -33% PBT 85 87 74 96 30% 158 183 15% Asset Ratios Income 14.2% 15.4% 14.2% 15.6% 14.2% 15.5% Cost of Funds 5.9% 7.7% 6.3% 7.4% 6.1% 7.5% Net Income Margin 8.4% 7.7% 7.9% 8.2% 8.1% 7.9% Expense 2.1% 3.9% 2.7% 4.0% 2.4% 4.0% Losses & Provisions 0.4% -0.1% 0.5% 0.4% 0.4% 0.2% ROA-PBT 5.9% 3.9% 4.7% 3.7% 5.3% 3.8% Cost to Net Income 25.2% 50.8% 34.1% 49.1% 29.7% 49.8% 63

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