Colombian Economy & Banking Sector Analysis

Scotiabank in Peru Including all Business Segments Footprint Customers¹ Employees¹ Branches1 32.2% 4.0 million 12,000 314 Balance and Market Position Loan Market Share4 Average Average Loans Deposits 17.9% $22 $19 billion billion Market Position by Loans4 19.6% 17.9% 11.7% Financial Total NIAT 2,5 ROE3 Productivity³ BCP Performance BCP BBVA BBVA Scotia Interbank $706 million 21.1% 35.7% NIAT5 Productivity Ratio Operating Leverage +12% CAGR 40.0% 810 7.9% 39.3% 688 572 604 6.8% 5.0% 37.5% 2016 2017 2018 2019 All figures in CAD$ Constant currency 1 Including subsidiaries 2 Adjusted; for the LTM ended March 31, 2020 not adjusted for currency 3 Adjusted; for the LTM ended March 31, 2020 4 Market share as of March 2020. Scotiabank includes SBP, CSF and Caja CAT 5 After NCI on an adjusted basis 35.2% 1.8% 2016 2017 2018 2019 2016 2017 2018 2019 37 37

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