Scotiabank Investor Presentation

Performance Ratios Return on Equity 40.0% 35.0% 30.0% 25.05% 25.0% 24.60% 22.75% 20.72% 24.70% 20.95% 21.54% 20.0% 18.71% 19.41% 19.30% 19.55% 15.70% 15.0% 2001 2002 2003 2004 2005 2006 ICC Cricket World Cup WEST INDIES 2007 Scotiabank OFFICIAL SPONSOR Scotiabank Industry Average FINANCIALS Investor Presentation, 29 January 2007 Mello

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