IDFC FIRST Bank Merger Performance and Strategy Update

ETHICAL IDFC FIRST Bank DIGITAL BANKING * SOCIAL-GOOD We are building a world class bank with: - Highest levels of corporate governance - Stable balance sheet growth of ~20-25%, - - - Robust asset quality of GNPA less than 2% and net NPA of < 1% High teens ROE - Contemporary technology and - High levels of Customer Centricity. 78 IDFC FIRST Bank

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