Q1FY24 Results - Investor Presentation
Deposits
| Stable deposit level, FD surge amid high interest rate environment
Deposits (RM' bil)
CASA (RM' bil) and CASA Composition (%)
CASA Trend
Customer Deposits Trend
YTD Growth
Industry
Q1FY24
130.3
≈2
1.
Q1FY24
FY23
130.3
6%
5%²
FY23
FY22
122.6
2%
5%²
FY22
Non-Retail CASA
Non-Retail FD
Retail CASA
Retail FD
AmBank Group Deposits Market Share (%)
5.5%
5.4%
5.5%
YTD Growth
Industry
39.6
(19%)
1
48.8
13%
(2%)2
43.1
21%
6%2
Retail CASA
Non-Retail CASA
CASA mix (%)
5.7%
5.7%
32.6%
32.9%
32.2%
37.4%
30.4%
48.8
130.3
130.3
124.3
121.4
121.0
24.9
20.8
39.6
39.8
40.0
39.6
21.4
20.4
21.3
24.9
43.5
49.8
20.4
21.3
21.4
20.8
46.3
43.1
45.0
19.2
18.6
18.6
23.9
18.8
23.9
19.2
18.6
18.6
18.8
35.6
38.1
39.4
38.0
40.9
Q1FY23
Q2FY23
Q3FY23
Q4FY23
Q1FY24
Q1FY23
Q2FY23
Q3FY23
Q4FY23
Q1FY24
FD (RM'bil)
81.8
81.2
84.4
81.5
90.7
Retail
Retail
CASA
Mix
48.5%
46.6%
46.6%
49.0%
47.4%
Deposits
45.1%
46.8%
46.7%
47.5%
45.8%
Mix
a
22
1. Based on BNM data from end Mar'23 to end Jun'23
2. Based on BNM data and in accordance with AMMB's financial period
AmBank Group
Q1FY24 Results - Investor Presentation
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