APTUS Key Growth Strategies and Historical Overview

Diversified Income Stream With Niche Customer Focus Secured Portfolio - Home Loans (HL) / Small Business Loans (SBL) Quasi Home Loans 25% Insurance loans 4% HFC Top up loans 4% Home Loans 67% NBFC Small Business Loan & Non-HL 100% - OO AUM-Rs. 5862 Cr AUM - Rs 1261 Cr LIG Customers APTUSⓇ 78% Self Employed Borrowers 71% 9 Small business loans 21% Top up loans 2% Insurance loans 2% Quasi Home Loans 16% Consolidated AUM Rs. 7123 Cr Rural Focus 75% Avg Ticket Size < Rs.10 lacs >93% Home Loans 59% APTUS™

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