IDFC FIRST Bank Merger and Financial Overview
Update on
Funded Assets
Funded Assets Breakup
Funded Assets (In Rs. Crore)¹
Mar-21
Dec-21
Mar-22
Growth YoY%
Retail Book
- Home Loan
- Loan Against Property
-Wheels
65,300
75,547
83,740
28%
9,276
11,979
14,106
52%
16,491
17,351
18,142
10%
9,771
10,041
11,037
13%
- Consumer Loans
13,949
15,829
17,429
25%
- Rural Finance²
11,523
11,957
12,955
12%
- Digital, Gold Loan and Others
3,862
6,729
8,059
109%
- Credit Card
428
1,662
2,013
370%
Commercial Finance³
10,104
10,505
11,637
15%
Wholesale Funded Assets
- Corporate
- Infrastructure
- Others4
Total Funded Assets
41,723
36,167
36,574
-12%
22,499
21,647
23,676
5%
10,808
8,051
6,891
-36%
8,416
6,470
6,007
-29%
117,127
122,219
131,951
13%
Note:
1. The figures above are gross of Inter-Bank Participant Certificate (IBPC) transactions.
2 Rural Finance includes funding to Self Help Groups, Kisan Credit Cards and Small Enterprise loans.
3. Commercial Finance includes Business Loans, Commercial Vehicle loans and Trade Advances.
4. Others include Security Receipts, Loan converted into Equity, PTC and RIDF.
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IDFC FIRST
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