4Q and FY 2022 Investor Presentation slide image

4Q and FY 2022 Investor Presentation

The Benefits of a Moody's Rating Investors seek Moody's opinions and particularly value the knowledge of its analysts and the depth of Moody's Access to capital » Moody's opinions on credit are used by institutional investors throughout the world, making an issuer's debt potentially more attractive to a wide range of buyers >> A Moody's rating may facilitate access to both domestic and international debt capital b € Transparency, credit comparison and market stability >> Signals a willingness by issuers to be transparent and provides market participants with an independent assessment against which to compare creditworthiness » Moody's ratings and research reports may help to maintain investor confidence, especially during periods of market stress. Responsive to investor demand » Moody's is identified as the agency that best meets future needs for more than half its users globally¹ ور كسا Planning and budgeting » May help issuers when formulating internal capital plans and funding strategies » An independent study has shown that adding a Moody's credit rating may lead to a reduction in borrowing costs² Analytical capabilities » Among ratings advisors, Moody's enjoys a strong position and is well- recognized for the depth and breadth of its excellence³ 1. 2021 Moody's Investor Perception Study. 2. Based on an independent study performed by BDO in June 2022 on a snapshot of data from January 31, 2022, which shows that a five-year $500M bond with a Moody's credit rating (when rated at the same level as S&P and/or Fitch) has an -13% lower Option Adjusted Spread (OAS), which results in a savings of ~65 basis points per year. The study only applied to corporate bonds and not to sovereign/quasi-sovereign/municipal or structured finance bonds. Many factors go into the pricing of a bond. OAS is the measurement of the credit spread of a fixed-income security rate and the risk-free rate of return (Treasury yields), adjusted for embedded options. 3. 2022 Moody's Global Intermediary Study conducted by Naxion. MOODY'S | DECODE RISK. UNLOCK OPPORTUNITY. 4Q and FY 2022 Investor Presentation 28
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