Performance and Capital Position Overview
Core Profitability Residing in the Cyprus Operations
1Q2016 Cyprus Vs Group performance (€ mn)
93%
92%
244
224
173
185
12
20
-89
90%
-99
-10
Net interest income
Total income
Total expenses
93%
102%
%
% contribution of
Cyprus operations
135
145
68
67
■Cyprus operations
10
■Rest of operations
-1
Profit before provisions and
impairments restructuring
costs and discontinued
operations 1
Profit after tax and before
one off items
■Group
High NIM in Cyprus operations
Healthy Cost to Income ratio for Cyprus
operations
Steady Fee and commission income for
Cyprus operations
Total income (€ mn)
(bps)
Other income
Fee and commission income
379 386 369
367 366
354
359
262
250
254
251
224
40%
38%
16%
13%
14%
15%
15%
35% 35% 35% 35%
FY2015: 373
84%
87%
86%
85%
85%
3Q14 4Q14 1Q15 2Q15 3Q15 4Q15 1Q16
FY14 1Q15 1H15
9M15 FY15
1Q16
1Q15
2Q15
3Q15
4Q15
1Q16
(1)
Profit before provisions and impairments, gains/(losses) on loan derecognition and changes on expected cash flows, restructuring costs and discontinued operations.
Bank of Cyprus
19
ADINGView entire presentation