Improving Financial Health

Improving Financial Health – the three key ways we help 1 Core products We use our data and analytics expertise to offer a wide range of core products and services that promote financial wellbeing. - Experian Boost has helped 4.5m people in USA instantly improve their credit scores by adding on- time payments of utility bills to their financial profiles Priority is driving revenue at scale for the business, investments prioritised by returns 2 Products . Most focussed on returns Less financially excluded 3 Social Innovation This programme provides seed funding to explore innovative new solutions designed to offer societal benefits and new revenue streams. Community Investment We deliver financial education programmes and support communities where we operate. GeleZAR app in South Africa - people can improve their financial education through fun courses on their mobile & build their credit score even without a bank account United for Financial Health launched to re-build financial lives post COVID-19, reached 35 million people in FY21, beating 15 million target Focus is on number of people reached with financial inclusion products, returns are secondary Priority is educating people on finances to help drive financial inclusion Sliding scale (generalised characteristics, there are exceptions) Education Most focussed on helping people More financially excluded As we help people move up the ladder of financial inclusion, more people become potential consumers of our core products Experian Public 31 1. Data is for FY21 unless stated 2. As at Q4 FY21

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