Q3-15 Financial Results Highlights slide image

Q3-15 Financial Results Highlights

Appendix Strategy Operating Environment Dubai Economic Update (2/3) Highlights Passenger traffic at the Dubai International Airport (DXB) rose to 52.3 million in Jan-Aug 2015, up by 12.4% y/y. Passenger traffic is expected to exceed 79 million at DXB by end 2015 and 103.5 million by 2020, according to Dubai Airports. Dubai's hotel occupancy averaged 76.8% in Jan-Sep 2015, down from 77.7% in the same period of 2014. Supply of hotel rooms in Dubai increased by 5.7% y/y in September 2015. With supply of hotel rooms outpacing demand for Jan-Sep 2015, occupancy rates may remain stable or ease slightly with demand gradually catching up in run-up to 2020 Expo. Financial & Operating Performance Emirates NBD Profile Hotel occupancy and RevPAR 80 60 40 20 0 888 100 -20 بسبل السلس اسباني -40 Sep-10 Sep-11 Mn Emirates NBD 8 76543210 4 Dubai Airports passenger traffic ним Mar-12 Jun-12 Sep-12 Dec-12 Mar-13 Jun-13 Sep-13 Dec-13 Mar-14 Jun-14 Sep-14 Dec-14 Mar-15 Jun-15 Passenger traffic (Mn people) (Ihs) Source: Dubai Airports, Emirates NBD Research Composition of Dubai GDP Passenger traffic (% y/y) (rhs) 80 ཎྜ ཤྩ ཤྩ བྷྲ རྞ 。 ིི f 40 100 Dubai GDP by Sector (%) - 2014 Other Hosp. 5% 5% Financial servcs. 11% Manuf. 14% Transport, RevPAR (% y/y) Occupancy Rate (%) -40 Sep-12 Sep-13 Sep-14 Sep-15 Source: STR Global, Emirates NBD Research comm. 15% Source: Dubai Statistics Centre Trade 29% Constr. & RE 21% 5 35% 30% 25% 20% 15% 10% 5% 0% -5% -10% -15%
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