IDFC FIRST Bank Merger and Financial Overview

Strong & consistent growth in Retail and Commercial Book over the last decade. Update on Funded Assets The bank has a rich history of growing the loan book in retail and commercial finance with low NPA levels of Gross and Net NPA of ~2% and 1% respectively including the experience of both institutions put together. We have developed deep expertise in this business. Retail & Commercial Book (Rs crore) 95,377 11,637 75,404 10,104 59,507 8,582 42,209 83,740 6,407 (Pre-merger) 65,300 50,925 35,802 7,693 1,185 6,508 Mar-18 Mar-19 Mar-20 Mar-21 Mar-22 Retail Commercial 41 IDFC FIRST Bank

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