3Q20 Financial Performance
RETAIL BANKING - LEADING RETAIL BANK IN GEORGIA
35
RETAIL BANKING CLIENT DATA
MORTGAGE LOANS DOLLARISATION
Operating Data, GEL mln
Sep-20
Number of total Retail clients, of which:
2,579,011
Number of Solo clients
58,351
Consumer loans & other outstanding, volume
Consumer loans & other outstanding, number
Mortgage loans outstanding, volume
Mortgage loans outstanding, number
1,892
Dec-19
2,540,466
54,542
1,726
447,404
472,791
Dec-18
2,440,754
44,292
1,555
566,740
Dec-17
5%
2,315,038
32,104
1,480
738,694
23%
26%
42%
43%
3,551
50,542
3,043
46,907
2,539
39,007
1,706
26,643
95%
77%
74%
58%
57%
Micro & SME loans outstanding, volume
2,996
2,523
2,005
1,637
Micro & SME loans outstanding, number
79,377
81,739
Credit cards and overdrafts outstanding, volume
222
245
68,832
290
53,732
308
Credit cards and overdrafts outstanding, number
Credit cards outstanding, number, of which:
350,898
395,012
454,512
304,621
395,536
547,038
American Express cards
95,592
99,307
105,899
480,105
673,573
97,178
Dec-16
Dec-17
Dec-18
Dec-19 Sep-20
Mortgage loans, FC
Mortgage loans, GEL
RETAIL BANKING PORTFOLIO I 30 SEP 2020
Net Loans by products
Total: GEL 8.4bln
Deposits by currency
Total: GEL 6.7bln
Credit.
cards and
overdrafts
Other
General 2.1%
consumer
Mortgage
2.4%
loans
19.2%
loans
41.7%
Micro and
SME loans
34.6%
Client
Deposits,
GEL
30.9%
Deposits by category
Total: GEL 6.7bln
Client
Deposits,
FC
69.1%
Time
deposits
60.9%
Current acc
& demand
deposits
39.1%View entire presentation