FY23 Results - Investor Presentation

Retail Banking (Reported) | Retail Banking Total Income (YoY Movement) and Loans by Line of Business PAT Trend (RM' mil) (24%) Wealth 5% (1%) Total Income RM 1,878 mil 49% 12% Others 4% Retail SME Auto 11% 9% 8% Retail SME COOP & ASB Financing 8% Auto 18% 7% Cards & Mortgage 18% Personal Financing 4% 54% Deposits 37% AmBank Group Total loans RM72.4 bil Mortgage 63% FY23 Results - Investor Presentation (10%) FY22: 515 162 QoQ Growth: (21%) YoY Growth: (2%) FY23: 503 114 144 98 146 92 126 135 تلايان Q1FY22 Q2FY22 Q3FY22 Q4FY22 Q1FY23 Q2FY23 Q3FY23 Q4FY23 Cards & Personal Financing 13% COOP & ASB Financing 3% (6%) (10%) 34

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