FY22 Results - Investor Presentation
Financial Overview
| FY22 Performance summary - P&L
P&L (RM' mil)
Total Income
Q3FY22
Q4FY22
QoQ Change
FY21
FY22
YoY Change
1,183
1,123
(5%)
4,552
4,665
2%
Expenses
529
557
5%
2,132
2,094
(2%)
PBP
654
566
(14%)
2,420
2,571
6%
Net Impairment
337
51
(85%)
1,137
766
(33%)
-
Of which, allowance for specific O&G
306
325
6%
190
747
>100%
(loans, bonds & contingencies)
Settlement
2,830
Goodwill and other impairment
1,937
PBT
Core PBT
PATMI
Core PATMI
317
514
62%
(3,483)
1,805
N/M
1,305¹
1,805
38%
403
392
(3%)
(3,826)
1,503
N/M
962¹
1,503
56%
Financial Indicators
Q3FY22
Q4FY22
QoQ Change
FY21
FY22
YoY Change
CTI
44.7%
49.6%
4.9%
46.8%
44.9%
(1.9%)
NIM
2.09%
2.00%
(0.1%)
1.90%
2.05%
0.1%
ROE
9.8%
9.5%
(0.3%)
(20.2%)
9.3%
N/M
Core ROE
5.1%¹
9.3%
4.2%
Basic EPS (sen)²
Net Assets per Share (RM)
12.18
11.83
4.97
5.06
(2.9%)
(127.22)
45.54
N/M
1.8%
4.87
5.06
3.9%
1. Excluding exceptional one-off items of RM4,767mil and related legal and professional expenses RM21mil
2. Computed based on weighted average number of shares
N/M = Not meaningful
AmBank Group
FY22 Results - Investor Presentation
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