Bank of Ireland Financial Overview

Bank of Ireland EBA Transparency Exercise 20231 Bank of Ireland's IRB RWA density across major loan portfolios exceeds a wide distribution of European peers IRB RWA: SME Lending² IRB RWA: Corporate Lending³ 120% 100% 120% 100% 80% 80% 60% 60% 40% 40% 20% 20% 0% + 0% 1 2 BOI 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 1 BOI 3 11 8 17 7 16 4 12 2 10 18 15 13 6 14 20 5 21 19 9 IRB RWA: Domestic Mortgage Lending4 Leverage Ratio (Regulatory Basis)5 35% 9% 30% 8% 7% 25% 6% 20% 5% 15% 4% 3% 10% 2% 5% 1% 0% + 0% 1 15 4 2 BOI BOI 14 8 3 19 7 13 5 6 9 10 16 11 18 12 17 21 20 UK 1 16 7 BOI 2 15 20 8 6 3 17 11 19 13 9 12 4 14 18 21 10 5 For footnotes please refer to slide 40 30

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