4Q 2022 INVESTOR PRESENTATION

ESG in Action Alinma is progressing on key initiatives to drive the ESG agenda and enhance its ratings Environment مصرف الإنماء alinma bank Deployment of digital channels and digital signatures to reduce paper; digital zones are available in all branches Energy efficient lighting are now in all branches. Planning to extend to Head Office Air conditioning timers installed in 20 branches; 10% reduction in electricity usage Renewable (solar) energy sources piloted across regions, and has been installed on 12 branches titi Social +88,476 employee training hours and +4 employee townhalls conducted YoY 1% of annual profit allocated to CSR activities 1st KSA bank to sign the Women's Empowerment Principles (WEPs); 36% new women hires in 4Q 22 Community focus with growth YoY in SME financing from Kafalah (+46%) and POS (+108%) programs Governance Shariah compliance through regular internal audits and committee oversight SAMA and CMA compliance in regulatory & financial disclosures and adoption of internal controls Institutionalization of the investor relations function with enhanced transparency & investor communication ✗ Cybersecurity monitoring and initiatives which cover data governance and protection MSCI BB SUSTAINALYTICS 32.2 11/100 ESG Score Latest ESG Ratings a Morningstar company AAA AA A BBB BB B CCC Negligible Low Medium Leader Average Laggard 0-10 10-20 20-30 High 30-40 Severe S&P Global 40+ 4Q 2022 INVESTOR PRESENTATION 25/100 ESG Score ESG Invest By SUSTAINABILITY EXCELLENCE 46/49

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