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Investor Presentation

INTERNATIONAL BANKING Unmatched Presence in Higher Growth Markets Highlights: • Contributed 24% of YTD Q3/14 consolidated net income Strong performances from Latin America and Asia regions Strategic Priorities: • . Leverage expertise in key markets with a focus on becoming the primary bank to our customers Optimize our operating model to maximize efficiency to best serve our customers Make it easier for our customers to do business with us Drive growth and scale in our highest priority markets of Mexico, Peru, Colombia and Chile As at Q3 2014 Total Assets (avg.) Total Deposits (avg.) Q3/14 Net Income 1 Productivity Ratio Branches² 2 # of Employees² Total Revenue (YTD2014) In C $ $139B $69B $410MM 56.3% 1,954 47,022 Asia 3 Latin America 10% 64% 26% Caribbean & Central America C$ millions Net Income¹ $1,726 $1,558 CAGR 11% $1,227 (1) Attributable to equity holders (2) Excludes affiliates (3) Includes Mexico 7 2012 2013 YTD 2014
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