KASIKORNBANK Economic and Subsidiaries Performance Overview

K KASIKORNTHAI Success Story of KLINE: Line BK Services 1H23 Key Performance ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK B0.00 1.5% Saving Accounts: 7.4mn Special Rate Accounts: 190K Debit Cards: Credit Line Accounts: 3.2mn 582K Line BK Platform Users: 5.7mn Outstanding Loans: 17.5bn October 2020 LINE BK Launched October 2020 October 2020 - December 2022* February 2021 December 2021 Line BK Platform User 2mn users Outstanding Loans 5bn Line BK Platform User 3.9mn users Outstanding Loans 14.7bn December 2022 Line BK Platform User 5.3mn users Outstanding Loans Note: *During peak periods, LINE BK saw more than 40,000 loan applications in a single day and 30% of those approved had never received a loan before. บริการทุกระดับประทับใจ 18.1 bn K KASIKORNTHAI Data Analytics Strategic Objectives and Initiatives ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK K-Data Strategy: Data Insights to Actions to Meaningful Business Impacts Scale up INTELLIGENCE To reach, understand & better provide products/services to wider customer groups CREDIT & Fraud Reach New Customer Segments • Prevent fraud and bad customers Right Approval Decision for qualified customers • PAYMENT INVESTMENT Acquire and utilize payment • Identify & Acquire Wealth Customers data for customer understanding Support business use cases: marketing, credit risk, and fraud prevention Best experience to customers to manage & grow their wealth at KBank with Confidence Capability 1. Scale DATA TALENT 2. Broaden DATA ACQUISITION 3. Uplift DATA FOUNDATION 4. Step up CULTURE CHANGE บริการทุกระดับประทับใจ 38 37 37

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