1H-23 Group Financial Performance Presentation

Operating profit trend INCOME [km] OPERATING EXPENSE +4.2% [km] 1,143.8 1,287.4 1,341.1 A$548m +8.7% 510.9 470.2 441.9 A$209m 1H-21 1H-22 1H-23 1H-21 1H-22 1H-23 OPERATING PERFORMANCE [km] 701.9 +1.6% 830.2 817.2 A$339m 1H-21 1H-22 1H-23 !!!BSP OPERATING PROFIT BEFORE IMPAIRMENTS AND TAXES 1H-23 VS 1H-22 [km] +1.6% 39.8 817.2 13.9 830.2 (40.7) 1H-22 Net interest Non-interest income income Operating expenses 1H-23 INVESTOR PRESENTATION 1H-23 6

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