IDFC FIRST Bank Risk Management & Asset Quality

a. CASA Deposits Section 7: Deposits & Borrowings CASA Deposits - Bank has a demonstrated capability to grow CASA deposits The bank has reduced interest rates on savings account to only 3% for balances upto Rs. 1 lac. The CASA deposit growth continues to be strong, growth of 29% YOY as of December 31, 2023. - YoY Dec-23 vs Dec-22 ↑29% QoQ-Dec-23 vs Sep-23 ↑ 8% 7,893 5,544 5,274 20,661 Driven by granular retail CASA 45,896 5-Year CAGR: 75% 51,170 in Rs. crore 85,492 79,468 71,983 71,765 31 Mar 18 (Pre-Merger) 31 Dec 18 31 Mar 19 31 Mar 20 31 Mar 21 31 Mar 22 31 Mar 23 30 Jun 23 30 Sep 23 31 Dec 23 (At Merger) 33 IDFC FIRST Bank

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