Enter a Better Life Financial Performance

Chola Enter a better life murugappa Profit and Loss Statement - Loan Against Property (On Book) Cr Particulars Q1 FY23 Q1 FY24 Q2 FY23 Q2FY24 Growth % Q2-0-Q2 H1 FY23 H1 FY24 Growth % H1-o-H1 Disbursements 2,036 Closing Assets (On B/S) 16,257 2,679 2,246 3,192 21,836 17,525 23,771 42% 4,282 5,872 36% 17,525 23,771 37% 36% Income 453 672 497 715 44% 950 1,387 46% Finance Charges 227 384 249 399 60% 476 783 65% Net Income 226 288 248 317 28% 474 604 28% Expenses 49 80 65 106 65% 114 186 63% Net Credit Losses -4 -7 (1) -6 1025% (4) -13 217% PBT 180 215 184 216 18% 364 431 18% Asset Ratios Income 11.5% 12.8% 11.7% 12.5% 11.6% 12.6% Cost of Funds 5.8% 7.3% 5.8% 7.0% 5.8% 7.1% Net Income Margin 5.8% 5.5% 5.8% 5.5% 5.8% 5.5% Expense 1.3% 1.5% 1.5% 1.9% 1.4% 1.7% Losses & Provisions -0.1% -0.1% -0.01% -0.10% -0.05% -0.1% ROA-PBT Cost to Net Income 4.6% 21.9% 4.1% 4.3% 27.7% 26.1% 3.8% 33.6% 4.4% 24.1% 3.9% 30.8% 56

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