IDFC FIRST Bank Merger Performance and Strategy Update

f. Profitability Ratios Consistent improvement in ROA and ROE 6.67% 8.96% Return on Equity (%) 12.30% 11.78% 10.72% 10.13% 0.76% Section 8: Profitability & Capital Return on Assets (%) 1.26% 1.23% 1.11% 1.07% 0.97% Λ Q4 FY22 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Q4 FY22 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 ROE for Q1 FY24 impacted by ~60bps on account of equity capital raised of Rs. 2,196 crore during last week of March 2023. RoA(%) and RoE(%) are quarterly annualized, ^ Normalised return, adjusted for one-time items. 56 IDFC FIRST Bank

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