Investor Day 2023

J.P. Morgan Payments Overview vs. 2021: Revenue $13.9B 41% CLIENT SEGMENTS Corporates (52% of revenue) Financial Institutions (33% of revenue) KEY 2022 FIRMWIDE METRICS 1 Clients (excl. SMB2) 31k Average deposits Pre-tax Income $779B 2k $21B BUSINESS SEGMENTS $6.0B 91%3 LOBS Treasury Services (TS) - Liquidity & Payments (88% of revenue) JOOOC Corporate & Investment Bank (57% of revenue) SHOP E-commerce / Marketplaces (12% of revenue) (2000) SMB Merchant Services Merchant Services (MS) (9% of revenue) Trade & Working Capital (3% of revenue) (4% of revenue) Note: J.P. Morgan Payments and Firmwide Payments revenue and expense throughout the CIB presentation predominantly includes CIB and CB unless otherwise noted; totals may not sum due to rounding 1 All revenue and PTI numbers exclude the net impact of equity investments unless otherwise noted 2 Excludes 400k active SMB clients across CCB and Payments First 3 2021 PTI was adjusted to include CCB Merchant Services expenses JPMORGAN CHASE & CO. Commercial Banking and Consumer & Community Banking (43% of revenue) 25 25

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