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Scotiabank Investor Presentation

Non performing loans as a % of Total Loans (excluding Provision for loan loss) 3.0% 2.5% 2.0% 1.5% 1.0% 0.5% 2.78% 2.53% 2.31% 1.69% 1.28% 1.09% 0.0% 2001 2002 2003 2004 2005 2006 ICC Cricket World Cup WEST INDIES 2007 Scotiabank OFFICIAL SPONSOR FINANCIALS Investor Presentation, 29 January 2007 Mello

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