Canadian Banking Financial Analysis slide image

Canadian Banking Financial Analysis

DIGITAL PROGRESS UPDATE Progressing well against 2018 Investor Day digital targets Digital Retail Sales¹ +1400bps Digital Adoption² +700bps · In-Branch Financial Transactions³ -800bps 25 33 33 26 22 29 23 26 20 20 15 11 F2016 F2017 F2018 Q1/19 Goal >50% 18 F2016 F2017 F2018 Q1/19 F2016 F2017 F2018 Q1/19 Goal >70% Strong progress made in all five key markets across various product suites including deposits, personal loans, insurance, etc. • Adoption grew 400bps against Q1 of last year; stable compared to year end 1 Canada: F2017 22%, F2018 26%, Q1/19 28% PACS: F2017 13%, F2018 19%, Q1/19 24% 2 Canada: F2017 36%, F2018 38%, Q1/19 39% PACS: F2017 20%, F2018 26%, Q1/19 27% 3 Canada: F2017 17%, F2018 15%, Q1/19 13% PACS: F2017 29%, F2018 24%, Q1/19 22% • Goal <10% In-branch transactions continued to decline at a steady pace Scotiabank® 21
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