Financial Overview and Sector Exposure
APPENDIX 10 | REGIONAL DISTRIBUTION OF CANADIAN LOANS
Prudent Positioning
(As at January 31, 2022)
Oil
and
Quebec Ontario Regions(1) BC/MB Territories Total
Retail
Secured
27.1%
14.0% 4.3% 3.4%
1.0% 49.8%
Mortgage & HELOC
Secured
2.6%
1.4%
0.5%
0.6%
0.3%
5.4%
Other
Unsecured
2.4%
0.3%
0.1%
0.1%
0.1% 3.0%
and Credit Cards
Total Retail
32.1%
15.7%
4.9%
4.1%
1.4% 58.2%
Within the Canadian loan portfolio:
■ Limited exposure to unsecured consumer
loans (3.0%)
■ Modest exposure to unsecured consumer
loans outside Quebec (0.6%)
■ RESL exposure predominantly in Quebec
Non-Retail
Commercial
19.1%
4.9%
1.8%
2.1%
0.7% 28.6%
Corporate Banking
3.8%
5.3%
2.6%
1.1%
0.4% 13.2%
and Other (3)
Total Non-Retail
22.9%
10.2% 4.4%
3.2%
1.1% 41.8%
Total
55.0%
25.9%
9.3%
7.3%
2.5% 100.0%
(1) Oil regions include Alberta, Saskatchewan and Newfoundland.
(2) Maritimes include New Brunswick, Nova Scotia and P.E.I.
(3) Includes Corporate, Other FM and Government portfolios.
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