SMBC Group's Financial and Credit Portfolio

(Ref.) Detail of 1H FY3/24 Recorded the highest 1H result as each Business Unit showed steady progress. Result of 1H FY3/24 Breakdown of YoY 1H YOY (JPY bn) Absence of gains on change in equity (Bank of East Asia) (JPY bn) FY3/24 Consolidated net business profit 770.9 +49.0 GB GM +14.0 Others 770.9 +4.9 Total credit cost 100.3 +17.2 Ordinary profit 709.2 (16.8) 721.9 Profit attributable 526.5 +1.0 to owners of parent 1H FY3/23 WS +39.7 RT +16.1 1H FY3/24 Copyright © 2023 Sumitomo Mitsui Financial Group. All Rights Reserved. 8

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