2Q 2023 Investor Presentation

Balance Sheet Trends (3) | Balance sheet shows improving funding mix Total Liabilities (SARbn) +8.6% 661.4 681.3 627.4 25.3 31.9 25.7 196.6 271.5 274.4 398.9 2Q 22 ■Non-Profit Bearing Liabilities Total Customers' Deposits (SARbn) 364.2 377.8 4Q 22 2Q 23 Profit Bearing Liabilities Other +3.2% 553.0 564.9 570.7 155.8 202.0 193.0 8.7 11.3 9.7 388.5 351.5 367.9 Total Customers' Deposits Mix By Type (SARbn) Total Liabilities Mix By Segment (SARbn) Customers' Time Investments SAR 193bn 34% Treasury SAR 104bn 15% Other customer accounts SAR 10bn 2% Corporate SAR 261bn 39% Rajhi Capital SAR 0.9bn 0% Demand Deposits SAR 368bn 64% Movement in Total Customers' Deposits (SARbn) 564.9 16.4 +1.0% 570.7 (9.0) (1.6) 2Q 22 ■Demand deposits 4Q 22 2Q 23 4Q 22 Demand Time Other 2Q 23 Other customer accounts | Customers' time investments 2Q 2023 Investor Presentation 24 Retail SAR 315bn 46% 8

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