Q3 FY 23 Investor Presentation
Provision for Contingencies (ECL)
Rs. Lakhs
Consolidated
Particulars
31-Dec-22
30-Sep-22
30-Jun-22
31-Mar-22
31-Mar-21
Gross Stage 3
% portfolio in Stage 3
9,107.22
1.44%
ECL Provision Stage 3
2,276.81
Net Stage 3
6,830.42
8,692.27
1.47%
2,173.07
6,519.20
9654.17
1.75%
2,413.54
7,240.63
6,183.67
1.19%
1,545.92
4,637.74
2,717.11
0.67%
1,178.23
1,538.88
Provision coverage ratio (PCR)
25.00%
25.00%
25.00%
25.00%
43.36%
Gross Stage 2
% portfolio in stage 2
ECL Provision Stage 2
30,402.31
4.82%
2,235.63
29,818.89
26,049.50
45,155.90
Net Stage 2
28,166.68
Provision coverage ratio (PCR)
7.35%
5.03%
1,915.17
27,903.72
6.42%
4.72%
902.49
25,147.01
3.46%
8.72%
1,020.68
44,135.22
2.26%
35,289.12
8.68%
176.45
35,112.67
0.50%
Gross Stage 1
5,91,158.93
5,54,715.88
5,16,195.10
4,66,620.41
3,68,769.06
% portfolio in stage 1
ECL Provision Stage 1
93.74%
2,157.73
Net Stage 1
5,89,001.20
93.51%
1,886.03
5,52,829.85
93.53%
1,755.06
5,14,440.04
90.09%
1,602.02
4,65,018.39
90.66%
328.06
3,68,441.00
Provision coverage ratio (PCR)
0.37%
0.34%
0.34%
0.34%
0.09%
Total AUM
6,30,668.46
21
ECL Provision
Provision coverage ratio (PCR)
Q3 FY 23 Investor Presentation
6,670.17
1.06%
5,93,227.04
5,974.27
1.01%
5,51,898.77
5,17,959.98 4,06,775.29
5,071.10
0.92%
4,168.62
0.80%
1,682.74
0.41%
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