OppFi SPAC Presentation Deck

19 2 100% Digital, Scalable & Proprietary Diversified Marketing Platform Diverse Marketing Strategy Decreasing Cost Per Funded Loan Over Time Substantial shift away from Direct Mail towards lower cost Non-Direct Mail 56.6% 43.4% 2017 76.1% 23.9% 2018 ■ Direct Mail Marketing Partners 81.6% 18.4% 2019 ■Non-Direct Mail ¹ 84.1% 1. Represents SEO, Email Marketing, Customer Referrals, Strategic Partnerships and Other 2. Represents marketing cost per funded loan for new and refinance loans 15.9% 2020 $103 104,493 2017 $79 281,256 2018 Total Funded Loans $71 518,111 2019 Average mCPF² credit karma lendingtree credit sesame QUINSTREET EVEN ...plus 50+ others $60 509,833 2020 OppFi****

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