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Investor Presentation

Non-GAAP Reconciliation Annual Results Summary Free cash flow Operating cash flows Capital Expenditures (¹ (1) (2) Free Cash Flow 2018 2019 2020 2021 $ 172.7 $ 179.9 $ 199.1 $ 228.4 $ (41.3) (59.9) (48.6) (66.9) $ 131.4 $ 120.0 $ 150.5 $ 161.5 $ LTM 19 264.0 (64.5) 199.5 Notes: (1) Capital expenditures exclude $6M of acquisitions in 2019 and ~$15M related to the acquisition of the new FirstBank portfolio and ~$3M in debt securities in 2021. (2) Free cash flow represents operating cash flow less capital expenditures. Free cash flow does not represent Evertec's residual cash flow available for discretionary expenditures, since it has mandatory debt service requirements and other non-discretionary expenditures that are not deducted from the metrics. evertec
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