UBS Results Presentation Deck

Switzerland – Expanding our lead as the #1 universal bank Switzerland's best bank¹ Switzerland's leading digital bank² 2.6m clients served in Personal Banking >100k Corporate and Institutional clients 30% of Group PBT3,4, FY21 Profit before tax³,5 +8% CAGR 2.6bn 2.5bn 2.5bn Invested assets, GWM+AM 459bn +14% CAGR 534bn FY18 FY19 636bn 3.3bn 683bn FY20 FY21 IB AM P&C GWM Cost/income ratio³,5 61% 58% 62% Digital client penetration FY18 62% 62% FY19 58% 66% ||| FY20 70% FY21 2 P&C strategic priorities Growing above the market Focus Digital at the core Achieve superior growth by shifting gears in selected focus areas ~55% C/I aspiration by 2025 Bring the bank to the app with improved user experience and expand the UBS ecosystem through platforms and partnerships Driving transformation Increase speed, become leaner, reduce complexity and focus our offering UBS 1 Euromoney 2021; 2 Survey by Hochschule Luzern, June 2021; 3 Excluding provisions in relation to the French cross-border matter in FY18 and FY21 in EMEA and Switzerland; 4 Excluding region "Global"; 5 Excluding 359m gain related to the sale of SIX Payment Services to Worldline in FY18; 6 Personal Banking active Digital Banking clients 19

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