OppFi Results Presentation Deck

17 Driving Operational Leverage via Automation and Productivity Tools Continued increases in operational leverage position OppFi well for post-COVID demand Increasing Automated Approvals 0% Dec-17 7% DEC-18 ■Auto Approval Rate (AAR) 18% Dec-19 26% Dec-20 51% Jun-1 Increasing Application Conversion go Dec-17 Total Funded Loans / Applications 16% Dec-18 17% Dec-19 23% Dec-20 24% Jun-1 OppFi"

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