UBS Results Presentation Deck

2Q21 Group results by region Profit before tax Operating income Operating expenses Americas Cost / income ratio -65% 0.5bn 0.8bn 2020 2021 Switzerland 57%- 3.6bn +23% 2.8bn +15% 78.8% (3.1) ppts 0.5bn 0.8bn 2020 2021 EMEA -45% 0.4bn 0.5bn 2020 2021 Asia Pacific 1.8bn +17% 1.3bn +9% 71.2% (3.5) ppts 15% 2.0bn +22% 1.1bn +5% 59.6% (3.2) ppts Excludes (0.0bn) revenues, 0.1bn expenses and (0.2bn) in PBT from items managed at the Group level, such as the Non-core and Legacy Portfolio, certain litigation expenses and other items. The allocation of P&L to these regions reflects, and is consistent with, the basis on which the business is managed and its performance evaluated. These allocations involve assumptions and judgments that management UBS considers reasonable and may be refined to reflect changes in estimates or management structure. The main principles of the allocation methodology are that client revenues are attributed to the domicile of the client, and trading and portfolio management revenues are attributed to the country where the risk is managed. Expenses are allocated in line with revenues 0.5bn 1 0.6bn 2020 2021 1.6bn +11% 1.0bn +8% 62.2% (0.5) ppts 22

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