Axos Financial, Inc. Fixed Income Investor Presentation
IRR / Rate Sensitivity Analysis
$ Millions
Net Interest Income(1¹)
$544
$527
-200 bps
$553
$544
Base
■First 12 Months
$602
$594
+200 bps
Next 12 Months
$ Millions
$1,339
9.3%
-100 bps
(13.0%)
Market Value of Equity(2)
$1,540
10.8%
0.0%
Base
$1,585 $1,589
2.9%
+100 bps
1% Change from Base
Market Value of Equity
11.2% 11.3%
axos
3.2%
+200 bps
$1,528
11.0%
+300 bps
(0.8%)
MVE as % of Assets
Note: As of December 31, 2021.
(1) Assumes no growth in the balance sheet other than for retained earnings.
(2)
Based on numerous assumptions, including relative levels of interest rates, asset prepayments, runoffs in deposits and changes in repricing levels of
deposits to general market rates; does not take into account any actions that may be undertaken in response to future changes in interest rates.
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