2nd Quarter and 1st Half 2022 Results
INTERNATIONAL RETAIL BANKING
EUROPE
+3%*
+6%*
LOANS OUTSTANDING vs. end of Jun.21
DEPOSIT OUTSTANDING vs. end of Jun.21
AFRICA AND OTHERS
+2%*
LOANS OUTSTANDING vs. end of Jun.21
+4%*
DEPOSIT OUTSTANDING vs. end of Jun.21
_Revenues (EURM)
+17%*
738
622
Q2 21
Q2 22
_Revenues (EURM)
+6%*
481
445
Q2 21
Q2 22
Sustained growth of loans outstanding in Czech Republic
(+9%) and Romania (+9%)
Favorable rates environment in Eastern Europe with positive
impact in net interest margin
Specialised consumer finance revenues up +7%* vs. Q2 21,
with a strong momentum in fees
Improved business dynamic in Q2 22 across all
geographies
Strong increase in deposits contributing to further
strengthen the L/D ratio at ~91%
Solid revenue growth driven by fees (+15%*)
* When adjusted for changes in Group structure and at constant exchange rates
SOCIETE
GENERALE
2ND QUARTER AND 1ST HALF 2022 RESULTS |3 AUGUST 2022View entire presentation