2nd Quarter and 1st Half 2022 Results
ACCELERATING OUR "TECH-ENABLED" JOURNEY
Secured
infrastructure
Sharing
platform
iii
Agility
>
User
experience
2025 TARGET
Building a powerful and safe
technical infrastructure
Better mobilising our tech &
data resources to generate value
Gaining in agility and efficiency
in the way we serve businesses
x3
Cloud computing
capacity (2021 vs 2017)
> x10 API Groupwide
(2021 vs 2017)
> 14k FTEs in Shared Services
(end 2021)
EUR Spending in Cybersecurity
650m
over the past 3 years
Delivering an enhanced digital
experience to our clients
~70% Digital retail clients (end 21)
Boursorama
KB
~46k Wholesale customers (end 21)
SGI MARKETS
~14-15%
IT intensity ratio
in 2025 (1)
(vs. ~17.5% in 2021 (2))
2025
AMBITIONS
> 75%
Apps in public and/or private cloud
(10% in 2021)
> 80%
IT team on agile mode
(64% in 2021)
> 45%
>EUR 500m Run-rate value creation through
Data & Al
Digital sales (3)
(28% in 2021)
(1) IT intensity ratio is defined as the following ratio: IT costs (net cash-out)/NBI
(2) Excluding activities sold in Russia
(3) Includes core product sales only (current accounts, deposits, credit cards, personal loans, mortgages, non-life insurance and investment accounts)
SOCIETE
GENERALE
2ND QUARTER AND 1ST HALF 2022 RESULTS 13 AUGUST 2022View entire presentation