Second Quarter 2023 Earnings Conference Call slide image

Second Quarter 2023 Earnings Conference Call

Merchant Acquiring Q2 2023 (in USD mm, except per share) Revenue Adjusted EBITDA (¹) Adjusted EBITDA margin Q2 2023 $41.2 $15.6 37.9% Y-O-Y % 7% -11% -760bps Increase in revenue was primarily driven by higher spread resulting from the continued benefit of pricing initiatives, a shift in the mix of credit card spend towards premium cards, and an increase in sales volume. 8 ▪ The margin decrease was primarily due to the impact from the revenue sharing agreement with Popular, as well as the effect of a declining average ticket. (1) Adjusted EBITDA, Adjusted Net Income and Adjusted EPS are compared with prior year recast figures. See Non-GAAP reconciliation summary in appendix, p.20-21 for current year reconciliation and prior year recast figures. evertec
View entire presentation