2nd Quarter and 1st Half 2022 Results slide image

2nd Quarter and 1st Half 2022 Results

IRB: CONSOLIDATE GROWTH AND PROFITABILITY Be a leading franchise in selected markets and support our corporate clients in these promising geographies Snapshot 2025 Priorities TOP 3 in core markets (1) ~70% ~45% KB BRD DIGITAL CLIENTS end 2021 CORPORATE DRIVEN BUSINESS MIX Retail ~40% in Africa (1) Corporate ~60% Reinforce leading positions in core attractive markets and allocate capital in the most profitable regions Enhance corporate client support, capitalising on SG's cutting-edge expertise and historical presence 2025 TARGET 50-52% C/I ratio 20% 2021 RONE in Specialised Consumer Finance (1) In terms of loan outstandings as of end of December 2021 SOCIETE GENERALE Accelerate digitalisation and omnichannel banking model for better client experience and improved efficiency >16% RONE Integrate the Consumer Finance offer within the open-banking model and the mobility value chain to optimise synergies 2ND QUARTER AND 1ST HALF 2022 RESULTS |3 AUGUST 2022 38
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