Second Quarter 2023 Earnings Conference Call slide image

Second Quarter 2023 Earnings Conference Call

Debt Summary Q2 2023 (in USD mm, except per share) Unrestricted Cash Total Debt Term A Loan (2023 Maturity) Term B Loan (2024 Maturity) Term A Loan (2027 Maturity) Revolver (2027 Maturity, $200M) Other EVTC Net Debt Lev Ratio Net Debt(¹)(2) Weighted Average Interest Rate(³) Net Debt / Adjusted LTM EBITDA (¹)(2) Ending Liquidity L+175bps L+350bps S+150bps S+150bps 14 2023 $191.6 $404.6 0.0 0.0 404.6 0.0 0.0 $213.0 $238.0 5.4% 0.86x $385.6 June 30, 2022 $288.0 $457.9 163.4 294.2 0.0 0.0 0.3 $169.9 $397.9 5.3% 1.36x $404.1 (1) Effective December 31, 2022 Senior Secured Leverage Ratio is presented at EVERTEC Inc level for Credit Agreement purposes and considered up to $25 million of unrestricted cash as required by the Credit Agreement dated December 1, 2022. (2) Until September 30, 2022 Senior Secured Leverage Ratio is presented at EVERTEC Group, LLC level for Credit Agreement purposes and considered up to $60 million of unrestricted cash as required by the Credit Agreement No. 3. (3) The weighted average interest rate does not consider the impact of the 150 bps applicable to the outstanding letter of credits. (4) June 30, 2023 Leverage Ratio is based on the EBITDA balances per credit Agreement, which normalizes the impact on the results for business acquisitions and disposition. evertec
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