2nd Quarter and 1st Half 2022 Results
GROUP RESULTS
In EURm
Net banking income
Operating expenses
Underlying operating expenses
(1)
Gross operating income
(1)
Underlying gross operating income
Net cost of risk
Operating income
Underlying operating income
(1)
Net profits or losses from other assets
Net income from companies accounted for by the equity method
Income tax
Net income
O.w. non-controlling interests
Reported Group net income
Underlying Group net income
ROE
ROTE
(1)
Underlying ROTE
(1)
(1) Underlying data: adjusted for exceptional items and IFRIC 21 linearisation (see Supplement)
*when adjusted for changes in Group structure and at constant exchange rates
SOCIETE
GENERALE
Q2 22
Q2 21
Change
H122
H121
Change
7,065
6,261
+12.8%
+13.4%*
14,346
12,506
+14.7%
+14.8%*
(4,458)
(4,107)
+8.5%
+9.6%*
(9,787)
(8,855)
+10.5%
+11.2%*
(4,590)
(4,225)
+8.6%
+9.6%*
(8,915)
(8,322)
+7.1%
+7.9%*
2,607
2,154
+21.0%
+20.7%*
4,559
3,651
+24.9%
+23.3%*
2,475
2,036
+21.6%
+21.3%*
5,431
4,184
+29.8%
+28.4%*
(217)
(142)
+52.8%
+52.4%*
(778)
(418)
+86.1%
+23.4%*
2,390
2,012
+18.8%
+18.5%*
3,781
3,233
+17.0%
+23.2%*
2,258
1,894
+19.2%
(3,292)
5
n/s
4
2
(327)
(404)
+100.0%
-19.0%
(1,225)
1,615
n/s
257
176
+46.0%
+18.9%*
n/s
+100.0%*
-19.0%*
n/s
+43.6%*
4,653
3,766
+23.6%
+29.2%*
(3,290)
11
n/s
n/s
4
5
-20.0%
-20.0%*
(680)
(687)
-1.0%
+48.7%*
(185)
2,562
455
(1,482)
1,439
n/s
n/s
(640)
309
2,253
n/s
+47.2%
n/s
+45.7%*
n/s
1,505
1,349
+11.5%
+11.0%*
3,079
2,647
+16.3%
n/s
+11.1%*
-12.0%
9.8%
-3.4%
7.5%
-13.5%
11.2%
-3.8%
8.6%
10.5%
10.4%
10.8%
10.2%
2ND QUARTER AND 1ST HALF 2022 RESULTS |3 AUGUST 2022
10View entire presentation