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2nd Quarter and 1st Half 2022 Results

CONTINUED PRUDENT PROVISIONING Limited defaults _Cost of risk (in EURm) Further strengthening of S1/S2 total provisions _Total S1/S2 provisions() (in EURM) 3,622 3,355 3,409 561 (39 bps) 2,282 2,379 2,162 1,987 248 196 1,231 86 217 142 (15 bps) (6 bps) (15 bps) (11 bps) 313 61 266 1,051 1,243 1,368 1,247 218 164 156 -22 -70 -132 Q221 Q3 21 Q421 Q122 Q222 31.12.19 31.12.20 31.12.21 30.06.22 Stage 1/Stage 2 Stage 3 Stage 1 Stage 2 (1) Quarterly variation of provisions for S1/S2 is not strictly matching the net S1/S2 cost of risk mainly due to FX impact SOCIETE GENERALE 2ND QUARTER AND 1ST HALF 2022 RESULTS |3 AUGUST 2022

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