2nd Quarter and 1st Half 2022 Results
GROUP
QUARTERLY INCOME STATEMENT BY CORE BUSINESS
French Retail Banking
International Retail Banking
and Financial Services
Global Banking and Investor
Solutions
Corporate Centre
Group
In EURm
Q222
Q2 21
Q222
Q2 21
Q222
Q221
Q222
Q2 21
Q222
Q2 21
Net banking income
2,256
2,080
2,304
1,989
2,563
2,166
(58)
26
7,065
6,261
Operating expenses
(1,513)
(1,447)
(1,045)
(1,011)
(1,565)
(1,498)
(335)
(151)
(4,458)
(4,107)
Gross operating income
743
633
1,259
978
998
668
(393)
(125)
2,607
2,154
Net cost of risk
(21)
(8)
(97)
(121)
(69)
(15)
(30)
2
(217)
(142)
Operating income
722
625
1,162
857
929
653
(423)
(123)
2,390
2,012
Net income from companies accounted for by the equity method
1
2
1
0
2
1
0
(1)
4
Net profits or losses from other assets
3
1
8
4
0
0
(3,303)
0
(3,292)
Impairment losses on goodwill
0
0
0
0
0
0
0
0
0
250
Income tax
Non controlling Interests
Group net income
Average allocated capital**
Group ROE (after tax)
(187)
(174)
(282)
(212)
(179)
(142)
321
124
(327)
(404)
0
0
195
127
10
6
52
43
257
176
539
454
694
522
742
506
(3,457)
(43)
(1,482)
1,439
12,295
12,116
10,570
10,158
14,642
13,581
17,326*
16,306*
54,833
52,161
-12.0%
9.8%
* Calculated as the difference between total Group capital and capital allocated to the core businesses
Amounts restated compared with the financial data published in Q2 21
SOCIETE
GENERALE
2ND QUARTER AND 1ST HALF 2022 RESULTS |3 AUGUST 2022View entire presentation